What do you know about auto insurance ? We bring 10 questions and answers our blog of Motor . When thinking about hiring a car insurance we can encounter many doubts. In this article we show 10 typical questions we usually us with answers.
10 questions and answers about car insurance
The 10 questions and answers about car insurance you need to consider are the following:
1. Is it mandatory to have car insurance?
There is an obligation to take out liability insurance regulated. An uninsured car will be fined and in some cases, you can immobilize the car.
2. What is car insurance?
There is established an agreement between the company insurance and the insured (the policyholder or insured). The insured receives a premium paid mandatory liability coverage for bodily injury and property damage.
3. How is the price of the premium determined?
The premium is the price of insurance. It will take into account age, gender, marital status of the insured, where the vehicle, driving record, make and model of car insurance coverage above and miles performed each year saved. When it is determined its value must be added taxes to have the final price you will pay the insured.
4. How often insurance is paid
The insured can choose the payment method:. Quarterly, annual or whatever SELECT
5. How can I reduce the prize?
Insurers use every so often discounts or special rates to attract customers. Remember that premiums vary and are updated according to the statistics.
6. What to consider when hiring a car insurance?
Read entire policy carefully and do not forget to put together car papers and other documentation such as invoices or specifications that are useful in case of disaster. Before choosing insurance, compare prices disinter companies, ask to be happy.
7. How long a car insurance company to compensate a loss?
latest 40 days from receipt of the claim form will have to make available to the insured than the minimum amount it may owe. You should know that there are cases that are not covered by auto insurance.
8. What is expert expenses for car insurance?
This is what takes an expert to do the work. If there is no agreement in the assessment of a claim, and you have to hire experts, each party shall pay the costs of its expert.
9. If I sell my car and want to cancel the insurance, but I still have a few months to expire. I get that proportion?
No, because the prize is unique, just give it back if the company wants to do but has no obligation.
10. If I buy a new car, covering me from dealer to my house?
You must purchase insurance before using the vehicle.
If you want to know the different types of insurance car, we suggest you read our article “ The best car insurance ”
What do you think these 10 questions and answers about car insurance ?
Source image to flickr